** Spoiler Alert! ** If you want the absolute best Euro exchange rate, supermarkets aren’t always your best bet! Check the latest rates here: www.comparetravelcash.co.uk/travel-money-euros
Now, if you’re still determined to swap your pounds for Euros at the same place you buy your milk and bread, let’s see which supermarket gives you the most bang for your buck!
When planning a trip to Europe, getting the best exchange rate for your Euros is just as important as booking your flights and accommodation. While online currency providers typically offer the market’s best rates, sometimes you need your travel money fast—whether delivery isn’t an option or you’ve left it until the last minute.
That’s when supermarkets can be a quick and convenient solution. But which UK supermarket offers the best Euro exchange rate, and how can you maximise your money when buying in-store? Let’s compare.
Supermarkets provide an easy way to buy travel money, but their rates aren’t always the most competitive compared to online specialists. However, you can boost your exchange rate by using these smart tips:
Order online and collect in-store – Supermarket walk-in rates are typically worse than their online order rates. Always check and pre-order online for a better deal! Use loyalty cards – Some supermarkets offer better exchange rates for loyalty cardholders, such as Tesco Clubcard or Sainsbury’s Nectar members. Compare rates first – Supermarket rates change daily, and one may be better than the others depending on the day.
We’ve compared the travel money services offered by the UK’s leading supermarkets, including Tesco, Sainsbury’s, Asda, Morrisons, Waitrose, and M&S Bank Travel Money, which frequently offers the best supermarket rates.
Regularly offers the best supermarket travel money rates No commission on foreign currency purchases Wide availability in M&S stores
No loyalty card discount
M&S Bank Travel Money is often one of the best supermarket options for buying Euros, with competitive rates and no commission. Unlike Tesco or Sainsbury’s, they don’t offer loyalty discounts, but their base rate tends to be stronger than most other supermarkets.
Check M&S Bank Travel Money rates here
Better rate for Tesco Clubcard members Order online for a better rate than in-store Available at selected Tesco stores nationwide Not always the most competitive high-street rate
If you’re a Tesco Clubcard member, you can boost your exchange rate by ordering online before collecting in-store. However, Tesco’s base rate isn’t always the strongest, so it’s worth comparing first.
Check Tesco’s latest exchange rate here.
Nectar cardholders get a better rate No commission on currency exchange Available at selected stores In-store rates are weaker than online pre-orders
Sainsbury’s Bank Travel Money offers a better rate if you have a Nectar card. Again, the key to getting the best rate is ordering online first before collecting in-store.
Check Sainsbury’s Travel Money rates here.
Competitive high-street exchange rates Available in selected stores No loyalty scheme benefits like Tesco or Sainsbury’s Not available in all Asda locations
Asda Travel Money rates can vary. Unlike Tesco or Sainsbury’s, there’s no loyalty card boost, so check their online rates before deciding.
Check Asda Travel Money rates here.
✅ No commission on foreign currency
✅ Available at selected locations
❌ Limited availability compared to other supermarkets
❌ No loyalty card benefits
Morrisons Travel Money is another supermarket option, though their availability is limited. They don’t offer loyalty perks, so unless their daily rate is the best, Tesco or Sainsbury’s could be a better option.
🔎 Check Morrisons Travel Money rates here.
Competitive exchange rates arranged through John Lewis No commission on foreign currency Available in select stores Limited locations compared to other supermarkets No loyalty scheme benefits
Waitrose Travel Money operates via John Lewis. While they sometimes offer competitive exchange rates, their availability is more limited than Tesco or M&S.
Check Waitrose Travel Money rates here.
There isn’t a single winner—it depends on the daily exchange rates and whether you use a loyalty card. Here’s a quick breakdown:
However, if you’re looking for the absolute best Euro exchange rate, don’t rely on supermarkets alone. Compare all the top providers before you buy!
Use our live rate comparison at CompareTravelCash.co.uk to find the best deal!
Find today’s best Euro exchange rate here: CompareTravelCash.co.uk
Compare Travel Cash is a price comparison service that’s designed to help you save money – While we do our best to ensure the site is 100% up-to-date, we cannot guarantee this.
We advise you to carry out your own due diligence before buying or selling travel money.
